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Dated: February 4 2021
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If you’re thinking about buying pretty much anything today, it’s second nature to start looking online. But purchasing a home isn’t like buying a new pair of shoes. If you want to find the best deals and services, it’s time to put down your smartphone.
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When you’re ready to work with a mortgage professional, you should work with a local advocate who will take the time to get to know you and understand your interests. Here’s why it pays to take your search offline:
Better Service: Working with someone locally means partnering with someone who knows the ins and outs of homebuying in your area. They can also better gauge your situation and offer you the best loan options for your unique financial situation. On the other hand, an “instant quote” online may not take the more subtle aspects of your finances into consideration; they simply match you with “cookie-cutter” plans that are notorious for offering worse terms and higher interest rates.
More Stability:
Online services are often less stable than local, brick-and-mortar ones.
The former are usually newer and less established, which makes it more likely for them to go out of business — causing you more hassle in the long run.
Personalized Attention:
When you enter your information into a standard lender comparison
tool, you’ll get quotes from those in their database, but that may leave out great lenders in your area. Instead of sharing your information with many people you don’t know (and receiving endless marketing calls as a result), in-person consultations will maintain your privacy and ensure that you get a quality face-to-face interaction.
Are you planning on buying a new home? Or are you ready to refinance your current place?
(NMLSID 97969)
Arlington Financial -
35 East Grassy Sprain Rd Yonkers NY 10710
Registered Mortgage Broker NYS Department of Finance
Arlington Guarantee
Arlington Financial provides an upfront fee sheet showing your Downpayment, Loan Amount, Interest Rate, Title, Appraisal, Credit, NYS Mortgage Tax, Attorney Fee etc which will give you an idea of what your out of pocket costs and monthly payment are going to be in relation to your purchase or refinance.
We are advocates of complete transparency in educating you with reference to your Mortgage process.
About Arlington Financial:
Arlington Financial (NMLS: 5722) is a licensed mortgage broker in CT, FL, NJ, & NY and arranges all loans with 3rd party providers. Arlington Financial will not make any commitments or fund any loans under advertised programs.
State Licenses
Connecticut
: License #MB-3203
Licensed as a Mortgage Broker by the Department of Banking
Florida
: License #MBR-564
Licensed as a Mortgage Broker by the Office of Financial Regulation
New Jersey
: License #NMLS ID-5722
Licensed by the N.J. Department of Banking and Insurance
New York
: License #A003934
Registered Mortgage Broker-NYS Department of Financial Services
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